We do recommend that everybody has their own bank account. It is however, a reality that it is often difficult for people to open a bank account on their own, especially when their primary residence is their live-in job. It is often useful to assist your employee in opening a bank account. In our experience, it is best to open a simple ‘Mzansi’ savings account which has very low bank fees. F.N.B has a good track record in opening bank accounts with very little effort.

You will need to provide, the bank, with the following:

• Letter from employer saying that:
  

• The employee is employed by them and stating the monthly salary

• The employee is resident at the employer’s residence

The letter needs to be accompanied by:

• A copy of the employer’s I.D
  
• A copy of the employer's utility bill (for proof of residence – electricity; water; phone etc also acceptable)
• A copy of a salary slip for the employee
• A copy of the employee’s identification book/refugee status